It is a difficult question that can be summed up with a simple answer: People would rather be treated at home than in a hospital or long-term care facility. And just like hospital care or long-term care, home care is generally covered by insurance. With that in mind, this website will present the information you need to make decisions about home care for yourself or a loved one.
There are two types of services that are provided in home care: medical and private duty. Medical care is care which is directed by a health professional and is generally covered by Medicare and private health insurance. In many cases, medical care must be ordered by a doctor and receive an authorization from the insurance provider in advance. The other type of home care is private duty. These are the non-medical services that are necessary for people to stay in their homes and are generally not covered by health insurance.